Wisconsin Mortgage Rates & Home Prices (2026)
Median price: $275,000 · Avg. rate: 6.86%
Wisconsin Market Overview
$275,000
Median Home Price
6.86%
Avg. 30-Yr Rate
1.76%
Property Tax Rate
67.8%
Homeownership Rate
Wisconsin offers moderate housing costs with Milwaukee, Madison, and Green Bay as the primary markets. WHEDA provides up to $8,050 in DPA through the Capital Access program. High property taxes are a significant factor in total housing costs.
Estimated Monthly Payment
Median home in Wisconsin (20% down, 30-yr fixed)
$1,961/mo
Principal & Interest$1,443
Property Taxes$403
Home Insurance (est.)$115
Total Monthly (PITI)$1,961
Based on a $275,000 home with 20% down ($220,000 loan) at 6.86%. Does not include PMI, HOA, or other fees.
First-Time Buyer Programs in Wisconsin
- WHEDA First-Time Home Buyer Advantage
- WHEDA Capital Access DPA
- WHEDA Tax Advantage
Contact your state's Housing Finance Agency for current program availability and requirements.
Rate Comparison: WI Rates
30-Year Fixed6.86%
15-Year Fixed6.09%
5/1 ARM (est.)6.11%
FHA 30-Year6.71%
VA 30-Year6.61%
Rates are estimates based on state averages and may vary by lender and borrower qualifications.
Frequently Asked Questions
Key Stats: WI
FHA Loan Limit$472,030
Median Income$68,426
Cost Index0.92x