Wyoming Mortgage Rates & Home Prices (2026)
Median price: $310,000 · Avg. rate: 6.88%
Wyoming Market Overview
$310,000
Median Home Price
6.88%
Avg. 30-Yr Rate
0.61%
Property Tax Rate
71.3%
Homeownership Rate
Wyoming has no state income tax and low property taxes, keeping total housing costs reasonable. Jackson Hole is the notable exception with extremely high prices. WCDA offers competitive rates and up to $10,000 in down payment assistance.
Estimated Monthly Payment
Median home in Wyoming (20% down, 30-yr fixed)
$1,917/mo
Principal & Interest$1,630
Property Taxes$158
Home Insurance (est.)$129
Total Monthly (PITI)$1,917
Based on a $310,000 home with 20% down ($248,000 loan) at 6.88%. Does not include PMI, HOA, or other fees.
First-Time Buyer Programs in Wyoming
- WCDA Spruce Up Program
- WCDA HFA Preferred
- WCDA DPA Program
Contact your state's Housing Finance Agency for current program availability and requirements.
Rate Comparison: WY Rates
30-Year Fixed6.88%
15-Year Fixed6.12%
5/1 ARM (est.)6.13%
FHA 30-Year6.73%
VA 30-Year6.63%
Rates are estimates based on state averages and may vary by lender and borrower qualifications.
Frequently Asked Questions
Key Stats: WY
FHA Loan Limit$472,030
Median Income$69,648
Cost Index0.92x